# Vittarthi

> Vittarthi is a free platform offering practical financial calculators for SIP, EMI, and Retirement planning, alongside a Knowledge Hub of finance guides, market news, and investment case studies focused on Indian investors.

## Calculators
Free tools to estimate investments, loans, EMIs, and retirement savings.
- [SIP Calculator](https://vittarthi.com/calculators/sip): Project returns on a monthly systematic investment plan.
- [PPF Calculator](https://vittarthi.com/calculators/ppf): Estimate the maturity value of Public Provident Fund savings.
- [NPS Calculator](https://vittarthi.com/calculators/nps): Project National Pension System corpus and expected pension.
- [EMI Calculator](https://vittarthi.com/calculators/emi): Calculate monthly installments for any loan.
- [Loan Eligibility](https://vittarthi.com/calculators/loan-eligibility): Check the loan amount you qualify for based on income.
- [Salary Calculator](https://vittarthi.com/calculators/salary): Break down in-hand salary from CTC after deductions.
- [PF Calculator](https://vittarthi.com/calculators/pf): Estimate your Employee Provident Fund balance over time.
- [Retirement Calculator](https://vittarthi.com/calculators/retirement): Work out the corpus needed to retire comfortably.
- [Car Loan Calculator](https://vittarthi.com/calculators/car-loan): Compute EMIs and total interest on a car loan.
- [Home Loan Calculator](https://vittarthi.com/calculators/home-loan): Compute home loan EMIs, interest, and amortization.
- [Personal Loan Calculator](https://vittarthi.com/calculators/personal-loan): Calculate personal loan EMIs and repayment schedule.

## Knowledge Hub
Guides, market news, and case studies to improve financial understanding.
- [Knowledge Hub Home](https://vittarthi.com/resources): Central hub for all blogs, news, and case studies.
- [Blog Index](https://vittarthi.com/resources/blogs): Full archive of finance and investing guides.
- [Case Study Index](https://vittarthi.com/resources/case-study): Full archive of fund and wealth-creation case studies.

### Blogs
Detailed articles and guides on financial planning and mutual funds.
- [Top 10 Best Mid Cap Mutual Funds in India – Returns, Risk Analysis & SIP Wealth Creation Guide](https://vittarthi.com/resources/blogs/top-10-best-mid-cap-mutual-funds-in-india)
- [7 Financial Habits That Quietly Stop You From Building Wealth](https://vittarthi.com/resources/blogs/financial-habits-that-keep-you-poor)
- [RBI ECL Direction 2026 Impact on Indian Banking System – Full Analysis, Effects, and Future Outlook](https://vittarthi.com/resources/blogs/rbi-ecl-direction-2026-impact-indian-banking-sector)
- [Gold ETF Outflows Hit ₹725 Crore as Silver Funds Gain Momentum Amid Market Shift](https://vittarthi.com/resources/blogs/gold-etf-outflows-silver-etf-inflows-amfi-data)
- [Best Small Cap Mutual Funds in India 2026: Top 10 Funds for Long-Term Wealth Creation](https://vittarthi.com/resources/blogs/best-small-cap-mutual-funds)
- [How to Withdraw PF Online Through EPFO: Eligibility, Forms, Documents and Claim Process](https://vittarthi.com/resources/blogs/how-to-withdraw-pf-online)
- [EPF Interest Credit 2026: Why Your Passbook Has Not Updated Yet and When the Interest May Appear](https://vittarthi.com/resources/blogs/epf-interest-credit-timeline)
- [Wealth Creation Strategies: A Beginner's Complete Guide to Building Long-Term Wealth](https://vittarthi.com/resources/blogs/wealth-creation-strategies-guide)
- [RBI Repo Rate Stays at 5.25%: Should You Recalculate Your Home Loan, SIPs, Fixed Deposits and Financial Goals?](https://vittarthi.com/resources/blogs/rbi-repo-rate-5-25-impact-on-loans-savings-investments)
- [EPFO 3.0 Guide (2026): How to Maximize Your EPF & Save Tax | Vittarthi](https://vittarthi.com/resources/blogs/epfo-3-ultimate-guide-2026-maximize-epf-tax-savings)
- [PF Calculation: How a ₹3,600 Monthly Contribution Can Grow to ₹4.39 Lakh in 10 Years](https://vittarthi.com/resources/blogs/pf-calculation-3600-monthly-pf-10-years)
- [EPF Interest: How the 8.25% Rate Can Grow Your Retirement Savings in 2026](https://vittarthi.com/resources/blogs/epf-interest-rate-compounding-retirement-savings)
- [Rules for PF Withdrawal and Tax Implications in 2026](https://vittarthi.com/resources/blogs/pf-withdrawal-rules-tax-implications-epfo-tds-upi-withdrawal-guide)
- [How PF Affects Your Retirement Corpus and Long-Term Financial Security](https://vittarthi.com/resources/blogs/how-pf-affects-your-retirement-corpus)
- [PF vs PPF: Key Differences in Long-Term Savings Every Investor Should Know](https://vittarthi.com/resources/blogs/pf-vs-ppf-key-differences-long-term-savings)
- [How to Estimate Your PF Withdrawal Amount in 2026: EPFO Rules, Tax, Limits and Online Claim Process](https://vittarthi.com/resources/blogs/how-to-estimate-pf-withdrawal-amount-epfo-rules-tax-online-claim-process)
- [PF Contribution Rules Explained: How Employee and Employer PF Calculation Works in 2026](https://vittarthi.com/resources/blogs/pf-contribution-rules-employer-match-eps-wage-ceiling)
- [EPF Rules 2026: Contribution, Interest Rate, Withdrawal Rules, Tax Benefits and EPFO 3.0 Changes](https://vittarthi.com/resources/blogs/epf-rules-interest-rate-withdrawal-tax-benefits-epfo-3-0)
- [Best Mutual Funds to Watch in 2026 as SIP Inflows Stay Strong and Flexi Cap Funds Gain Popularity](https://vittarthi.com/resources/blogs/best-mutual-funds-india-2026-flexi-cap-hybrid-sip)
- [How PF Interest Is Calculated Every Year: Complete EPF Interest Calculation Guide](https://vittarthi.com/resources/blogs/how-pf-interest-is-calculated)

### News
Latest market updates and financial news.
- [US Stock Market Today: Nasdaq, S&P 500 Rebound as Intel Sparks Chip Rally on June 18](https://vittarthi.com/resources/news/us-stock-market-today-june-18-2026)
- [Indian Stock Market Opens Flat on 18 June 2026 as Falling Crude Oil Prices Support Sentiment](https://vittarthi.com/resources/news/indian-stock-market-today-18-june-2026)
- [U.S. Stocks Fall After Fed Signals Possible Rate Hike Under Warsh](https://vittarthi.com/resources/news/us-stocks-fall-fed-signals-rate-hike-june-17-2026)
- [Indian Stock Market Today (17 June 2026): Nifty Holds Above 24,000 as Oil Prices Fall](https://vittarthi.com/resources/news/indian-stock-market-today-17-june-2026)
- [Indian Stock Market Today, June 16, 2026: US-Iran Peace Deal Pushes Crude Lower, Paint and Auto Stocks in Focus](https://vittarthi.com/resources/news/indian-stock-market-today-16-june-2026)
- [Indian Stock Market Today (15 June 2026): Sensex Jumps 1,100 Points, Nifty Reclaims 24,000 on Oil Price Fall](https://vittarthi.com/resources/news/indian-stock-market-today-15-june-2026)
- [Nvidia Stock Holds Near $205 as AI Expansion and Australia Deal Keep Investors Focused](https://vittarthi.com/resources/news/nvidia-stock-holds-near-205-as-ai-expansion-and-australia-deal-keep-investors-focused)
- [Indian Stock Market Today 11 June 2026: Nifty Near 23,100 as Oil Surge and West Asia Tensions Weigh on Sentiment](https://vittarthi.com/resources/news/indian-stock-market-today-june-11-2026)
- [Indian Stock Market Today, June 9, 2026: Oil Price Surge Keeps Dalal Street on Edge as Investors Turn Cautious](https://vittarthi.com/resources/news/indian-stock-market-today-june-9-2026)
- [Why Did the Stock Market Crash Today? Sensex Falls 719 Points, Nifty Slides Below 23,150 on June 8, 2026](https://vittarthi.com/resources/news/stock-market-crash-today-june-8-2026)
- [15 Stocks That Could Benefit Most From RBI Policy Decision](https://vittarthi.com/resources/news/15-stocks-that-could-benefit-from-rbi-policy)
- [RBI Policy Impact on Stocks: Banking, Realty and Auto Shares in Focus](https://vittarthi.com/resources/news/rbi-policy-impact-on-stocks-top-winners-and-losers)
- [Stock Market Prediction for June 5: How RBI Monetary Policy Could Impact Nifty, Sensex and Banking Stocks](https://vittarthi.com/resources/news/stock-market-prediction-june-5)
- [Stock Market Today: Sensex Recovers 700 Pts, Nifty Holds 23,400 | Vittarthi](https://vittarthi.com/resources/news/stock-market-today-sensex-nifty-rbi-policy-june-2026)
- [Indian Stock Market Prediction for June 4: Brokerages Back Banks as IT Weakness Weighs on Nifty](https://vittarthi.com/resources/news/stock-market-prediction-june-4-2026)
- [Nifty and Sensex Outlook: Buying Opportunity or Warning Sign? | Vittarthi](https://vittarthi.com/resources/news/nifty-sensex-market-outlook-june-2026)
- [US Stock Market Opens June Cautiously as Investors Await Manufacturing Data](https://vittarthi.com/resources/news/us-stock-market-opens-1-june-2026)
- [Global Markets Shift as AI Boom Lifts Asia While Bond Yields Raise Investor Caution](https://vittarthi.com/resources/news/global-markets-ai-rally-asian-stocks-us-bond-yields-investor-caution)
- [Sensex Falls 479 Points, Nifty Slips Below 24,000 as IT Stocks Drag Markets Lower](https://vittarthi.com/resources/news/sensex-falls-nifty-below-24000-it-stocks-may-26-2026)
- [Sensex Surges Over 1,000 Points as Falling Oil Prices and Middle East Relief Boost Markets](https://vittarthi.com/resources/news/sensex-surges-over-1-000-points-as-falling-oil-prices-and-middle-east-relief-boost-markets)
- [Adani Group Stocks Extend Rally as Investor Confidence Returns](https://vittarthi.com/resources/news/adani-group-stocks-rally-adani-enterprises-52-week-high-adani-power-surges)
- [LIC Profit Jumps 23% With Bonus Issue While ITC Profit Falls on Demerger Effect in Q4 FY26](https://vittarthi.com/resources/news/lic-itc-q4-fy26-results-bonus-dividend-profit-analysis)
- [Global Markets Rise as Oil Prices Fall, Sensex and Nifty Seen Opening Higher](https://vittarthi.com/resources/news/global-markets-rise-oil-prices-fall-sensex-nifty-open-higher)
- [China Stock Market Volatility Deepens as Trump-Xi Summit Fails to Lift Investor Confidence](https://vittarthi.com/resources/news/chinese-stock-market-crash)
- [Stock Market 22 May 2026: Sensex Ends Higher, Bank Nifty Jumps Over 1% as RBI Dividend Boost Lifts Market Sentiment](https://vittarthi.com/resources/news/stock-market-22-may-2026)
- [Stock Market Today 20 May 2026: Sensex, Nifty Recover After Volatile Trade as Reliance and Pharma Stocks Lift Sentiment](https://vittarthi.com/resources/news/stock-market-today-20-may-2026)
- [Sensex, Nifty Recover Today as IT Stocks Rally After Sharp Market Sell-Off](https://vittarthi.com/resources/news/sensex-nifty-stock-market-today-may-19-2026)

### Case Studies
Real-world scenarios and insights on financial tools and investments.
- [Franklin India Small Cap Fund Case Study: Returns, Strategy, Risks and SIP Growth](https://vittarthi.com/resources/case-study/franklin-india-small-cap-fund-case-study)
- [HSBC Small Cap Fund Case Study 2026: Can Global Research Expertise Unlock India's Next Wealth Creators?](https://vittarthi.com/resources/case-study/hsbc-small-cap-fund-case-study)
- [Kotak Small Cap Fund Case Study 2026: Can This Conservative Small-Cap Strategy Create Long-Term Wealth?](https://vittarthi.com/resources/case-study/kotak-small-cap-fund-case-study)
- [DSP Small Cap Fund Review 2026: Institutional Analysis of a Quality-Focused Small Cap Strategy](https://vittarthi.com/resources/case-study/dsp-small-cap-fund-review-2026)
- [Bandhan Small Cap Fund: Can Emerging Businesses Become Tomorrow's Wealth Creators?](https://vittarthi.com/resources/case-study/bandhan-small-cap-fund-case-study)
- [Axis Small Cap Fund Review 2026: Analyze returns, portfolio, holdings, SIP performance, risks, and long-term investment potential.](https://vittarthi.com/resources/case-study/axis-small-cap-fund-case-study)
- [Quant Small Cap Fund: Should Investors Trust India's Most Aggressive Small Cap Fund in 2026?](https://vittarthi.com/resources/case-study/quant-small-cap-fund-case-study)
- [SBI Small Cap Fund: Should Long-Term Investors Buy in 2026? A Complete Investment Case Study](https://vittarthi.com/resources/case-study/sbi-small-cap-fund-case-study)
- [HDFC Small Cap Fund Case Study 2026: Returns, Portfolio, Risks & SIP Analysis](https://vittarthi.com/resources/case-study/hdfc-small-cap-fund-case-study)
- [Nippon India Small Cap Fund: Should Long-Term Investors Buy in 2026?](https://vittarthi.com/resources/case-study/nippon-india-small-cap-fund-case-study)
- [Reliance Case Study: How Jio, Retail and Innovation Created Shareholder Wealth](https://vittarthi.com/resources/case-study/reliance-jio-retail-future-growth-case-study)
- [How Reliance Created Generational Wealth: From IPO to India's Industrial Empire](https://vittarthi.com/resources/case-study/reliance-wealth-creation-ipo-industrial-empire)
- [How to Select Stocks for Long-Term Wealth Creation](https://vittarthi.com/resources/case-study/how-to-select-stocks-for-long-term-wealth-creation)
- [AI Stock Bubble or Once-in-a-Generation Opportunity? A Complete Market Psychology Case Study](https://vittarthi.com/resources/case-study/ai-stock-bubble-or-once-in-a-generation-opportunity-a-complete-market-psychology-case-study)
- [90% of Retail Investors Lose Money: The Hidden Psychology Behind Every Market Crash](https://vittarthi.com/resources/case-study/why-most-retail-investors-lose-money-market-psychology-case-study)
- [Understanding Market Volatility: The Hidden Relationship Between India VIX, GIFT Nifty, and Investor Behavior](https://vittarthi.com/resources/case-study/investor-psychology-and-market-volatility-case-study)
- [Why Millions of Investors Continue SIPs Despite Market Crashes: A 2026 Case Study](https://vittarthi.com/resources/case-study/how-sip-investors-build-wealth-during-market-volatility)
- [Nifty Prediction for Monday: Can RBI Policy Push Markets Above 23,500?](https://vittarthi.com/resources/case-study/nifty-prediction-monday-8-june-rbi-policy-analysis)
- [Real Estate vs SIP Investment: Which Is Better? | Vittarthi](https://vittarthi.com/resources/case-study/real-estate-vs-sip-investment)
- [EPF vs NPS vs PPF – Which is Best for Retirement | Vittarthi](https://vittarthi.com/resources/case-study/epf-vs-nps-vs-ppf-retirement-planning)
- [Finance Success Story: Snehil's Wealth Journey](https://vittarthi.com/resources/case-study/smart-financial-planning-story)
- [Parag Parikh Flexi Cap Fund: How This All-Weather Mutual Fund Continues To Beat The Market](https://vittarthi.com/resources/case-study/parag-parikh-flexi-cap-fund)
- [How a PF Calculator Helped One Salaried Employee Identify a ₹2 Crore Retirement Gap Before It Was Too Late](https://vittarthi.com/resources/case-study/pf-calculator-saved-future-of-an-employee)
- [Transforming an EPF Calculator into a High-Engagement Financial Planning Tool](https://vittarthi.com/resources/case-study/epf-calculator-ux-case-study-user-engagement-growth)

## Other Pages
- [About Us](https://vittarthi.com/about-us): Learn more about Vittarthi.
- [Contact](https://vittarthi.com/contact): Get in touch with the team.