How to Check EPF Balance in 2026: Key Highlights
- According to EPFO, members can check their EPF balance through the Member Passbook Portal, UMANG app, SMS service and missed-call facility.
- An activated Universal Account Number (UAN) and a registered mobile number are required for most official balance enquiry services.
- The EPFO Member Passbook Portal allows users to view contribution history, download passbooks and monitor monthly deposits.
- Members can also check their provident fund balance through the UMANG application after OTP verification.
- EPFO officially supports balance enquiry through SMS and the missed-call facility using the registered mobile number.
- Recent reports indicated that EPFO temporarily advised members to use alternate balance enquiry methods during scheduled digital infrastructure maintenance.
Millions of salaried employees in India regularly check their Employees' Provident Fund (EPF) balance to track monthly contributions, verify employer deposits and monitor retirement savings. According to the Employees' Provident Fund Organisation (EPFO), members can access their PF balance through multiple official channels, provided certain eligibility requirements are met.
The information comes as EPFO continues to expand its digital services for members. In recent days, the organisation also carried out a scheduled infrastructure migration that temporarily affected several online services, with reports indicating that members were advised to use alternative methods such as SMS and missed-call services while restoration work was underway.
As per the official EPFO Member Services portal and the government's UMANG platform, there are four official methods available for checking an EPF balance. Each method has its own requirements, but all are designed to help members access their provident fund details without visiting an EPFO office.
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According to EPFO, members can check their provident fund balance through the following official channels:
| Official Method | Description |
|---|---|
| EPFO Member Passbook Portal | View detailed passbook, contribution history and download PDF. |
| UMANG App | Access EPFO services through the Government of India's UMANG platform. |
| SMS Service | Receive EPF balance details through an SMS from the registered mobile number. |
| Missed-Call Service | Receive balance details through SMS after giving a missed call from the registered mobile number. |
The organisation notes that members should have an activated Universal Account Number (UAN) and a mobile number registered with their UAN before attempting to use most digital services. In addition, Aadhaar, PAN and bank account details should be linked with the UAN as part of the Know Your Customer (KYC) process wherever applicable.
Check EPF balance through the EPFO Member Passbook Portal
According to the official EPFO Member Passbook portal, this is the most comprehensive method for viewing provident fund details. Members can access transaction history, monthly employer and employee contributions, pension deposits and the available balance through their passbook.
As per the portal, users need to visit the official EPFO Member Passbook website and log in using their UAN, password and the displayed captcha. After successful authentication, the portal displays all Member IDs linked to the UAN. Members can then select the relevant account to view or download their passbook in PDF format.
The passbook generally reflects contribution details submitted and processed by EPFO. Members may therefore notice a delay between salary deductions and updated entries if contributions are still being processed.
How to check PF balance through the UMANG app
According to the Unified Mobile Application for New-age Governance (UMANG), developed by the Government of India, members can log in using their registered mobile number, navigate to EPFO under "All Services," select "Employee Centric Services," and choose the "View Passbook" option.
The platform requires OTP verification using the mobile number linked to the UAN. After authentication, users can select the desired Member ID to view their provident fund balance and contribution history.
The UMANG application also offers several other EPFO-related services, including claim tracking and UAN-related services, according to the government's official platform.
Can you check your EPF balance through SMS?
Yes. According to the official EPFO Member Services information, members can receive their EPF balance through SMS without logging into the portal.
To use the facility, members need to send the following message:
EPFOHO UAN ENG
The SMS should be sent to 7738299899 from the mobile number registered with the UAN.
According to EPFO, the last three letters represent the preferred language. Members may replace "ENG" with other supported language codes, including HIN for Hindi, MAR for Marathi, TAM for Tamil, TEL for Telugu, KAN for Kannada, BEN for Bengali, MAL for Malayalam, GUJ for Gujarati and PUN for Punjabi.
Once the request is processed, EPFO sends an SMS containing the available provident fund balance and other account details.
How does the missed-call facility work?
According to EPFO's official guidance, members can also check their EPF balance by giving a missed call to 9966044425 using the mobile number registered with their UAN.
The organisation says the call disconnects automatically after a few rings, following which an SMS containing the provident fund balance and the latest contribution details is sent to the registered mobile number.
Official EPFO resources currently list 9966044425 as the recognised missed-call number for this service.
What are the eligibility requirements?
According to EPFO, members should ensure that several prerequisites are completed before attempting to access online services.
| Requirement | Purpose |
|---|---|
| Activated Universal Account Number (UAN) | Required for accessing most EPFO digital services. |
| Registered Mobile Number | Needed for OTP verification, SMS and missed-call services. |
| Aadhaar Linked | Required where applicable as part of KYC. |
| PAN Linked | Recommended wherever applicable under KYC requirements. |
| Bank Account Updated | Required for complete KYC and various EPFO services. |
The organisation states that incomplete KYC or an inactive UAN may prevent members from accessing certain online facilities, including passbook services.
Why might your EPF balance not be updated?
According to EPFO, provident fund entries depend on employer submissions and subsequent processing by the organisation. As a result, recent salary deductions may not appear immediately in the passbook.
Members who have recently activated their UAN or completed KYC formalities may also need to allow some processing time before updated information becomes visible across digital services.
EPFO does not specify a universal processing time for every account update, and members experiencing delays are generally advised to check again later or contact the organisation if the issue persists.
Recent EPFO service disruption
As reported by The Economic Times, EPFO recently carried out a scheduled digital infrastructure migration that temporarily affected several member-facing services, including the Member Portal, Passbook access, claim processing and certain UMANG services.
According to the report, the organisation informed members that the migration was intended to improve system performance, reliability and digital service delivery. During the maintenance period, users were advised to use available offline options such as the SMS and missed-call facilities wherever applicable.
The services have since been restored in phases, although members facing intermittent access issues may still be advised to retry after some time, depending on ongoing backend synchronisation.
Why checking your EPF balance matters
Financial planners often recommend that salaried employees review their EPF accounts regularly to ensure employer contributions are being deposited correctly and to identify discrepancies early.
According to EPFO, the passbook provides a detailed record of monthly contributions from both the employee and employer, along with pension-related deposits wherever applicable. Regular monitoring can also help members verify KYC details before applying for withdrawals, transfers or other EPFO services.
With multiple official access channels now available, members can choose the option most convenient for them, whether through the EPFO Member Passbook portal, the UMANG application, SMS or the missed-call facility. However, as per EPFO's official guidance, maintaining an active UAN, updated KYC details and a registered mobile number remains essential for accessing these services smoothly.