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VPF Rules & Tax Exemption Guide 2026: Contribution Limits, Tax Benefits & Interest Rules
Key Points Voluntary Provident Fund (VPF) allows eligible EPF-covered employees to voluntarily contribute more than the mandatory employee EPF contribution, subject to the applicable provident fund rules and employer payroll...
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80EEA vs. Section 24(b) Additional Home Loan Interest Deduction: ₹1.5 Lakh Rules and Eligibility Explained
Key Points Section 80EEA of the Income Tax Act provides an additional tax deduction of up to ₹1,50,000 (₹1.5 …
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Home Loan for Pensioners and Senior Citizens in India: Eligibility, Maximum Age Limits, Pension FOIR and Co-Applicant Rules Explained
Key Points Senior citizens and pensioners aged 60 to 70 years can secure residential home loans in India, wit…
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How to Build a ₹50 Lakh Child Higher Education Fund in 12 Years via SIP: Target Amount, 10% Step-Up and Fund Allocation Explained
Key Points To build a dedicated ₹50,00,000 (₹50 Lakhs) child higher education corpus in exactly 12 years (144…
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₹28 Lakh CTC In-Hand Salary: Slabs, Deductions and Monthly Take-Home Pay Breakdown Explained
Key Points For an executive ₹28 Lakh Cost to Company (CTC) package, your estimated net monthly in-hand salary…
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₹55 Lakh Home Loan EMI for 20 Years at 8.5% Interest: Monthly Repayment, Total Interest and Affordability Explained
Key Points A ₹55 Lakh home loan at an 8.5% interest rate for a 20-year tenure (240 months) requires an Equate…
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Multi-Asset Allocation Funds vs. Pure Equity Mutual Funds: Asset Allocation Rules, Risk-Adjusted Returns and Tax Advantages Explained
Key Points Under SEBI categorization rules, a Multi-Asset Allocation Fund must invest in at least three disti…
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