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How PF Deductions Are Calculated from Your Salary Every Month: Basic, EPS, VPF and Tax Rules Explained
Key Points Under the Employees' Provident Fund (EPFO) Act, a salaried employee contributes exactly 12% of their Basic Salary plus Dearness Allowance (DA) toward their EPF account each month. The...
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NPS vs Mutual Fund SIP: Which Is Better for Retirement in India? Returns, Taxes and Pension Explained
Key Points Investing ₹10,000 per month for 30 years in the National Pension System (NPS at 75% equity, 10% CA…
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₹10 Lakh Car Loan EMI for 5 Years vs 7 Years: Interest Breakdown and Total Cost Explained
Key Points A ₹10 Lakh car loan at an assumed 9.0% interest rate requires a monthly EMI of approximately ₹20,7…
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₹25 Lakh Salary In-Hand: Tax Breakdown, Surcharge and Monthly Take-Home Pay Explained
Key Points For a ₹25 Lakh Cost to Company (CTC) package, your estimated net monthly in-hand salary is approxi…
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How Inflation Changes Your Retirement Corpus Requirement: The 30x India Rule Explained
Key Points Due to compounding retail inflation at 6% per annum, a monthly household expenditure of ₹60,000 at…
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₹40 Lakh Home Loan EMI for 20 Years at 8.5% Interest: Monthly Repayment, Total Interest and Prepayment Strategies
Key Points A ₹40 Lakh home loan at an 8.5% interest rate for a 20-year tenure requires an Equated Monthly Ins…
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Old vs New Tax Regime: Which Is Better for Your Salary Bracket in 2026? Complete Breakeven Analysis
Key Points Under the revised New Tax Regime (the default regime for FY 2025–26 / AY 2026–27), salaried employ…
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