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₹35 Lakh Home Loan EMI for 20 Years at 8.5% Interest: Monthly Repayment, Total Interest and Prepayment Strategies Explained
Key Points A ₹35 Lakh home loan at an 8.5% interest rate for a 20-year tenure requires an Equated Monthly Installment (EMI) of approximately ₹30,374. Over the full 20-year repayment...
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₹1 Lakh Monthly SIP for 10 and 15 Years: Returns, Wealth Gain and Milestone Analysis Explained
Key Points Investing ₹1,00,000 (₹1 Lakh) every month for 15 years in diversified equity mutual funds can accu…
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Professional Tax in India: State-Wise Slabs, Salary Deductions and Exemption Rules Explained
Key Points Professional Tax (PT) is a state-level direct tax levied on salaried employees, professionals, and…
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Home Loan Eligibility for Self-Employed and Business Owners in India: ITR, Banking and FOIR Rules Explained
Key Points Unlike salaried borrowers who are assessed on Form 16 and monthly payslips, self-employed borrower…
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What Is a Mutual Fund and How Does It Work in India? A Complete Beginner’s Guide
For many individuals beginning their financial journey in India, the stock market can seem complex, volatile,…
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How Much SIP Do I Need to Build ₹2 Crore? Monthly Investment, Timelines and Compounding Breakdown
Key Points To accumulate a ₹2 Crore (₹20 million) corpus in 15 years at an assumed 12% CAGR, you need to inve…
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How Salary Increment Changes In-Hand Salary: Tax Slabs, EPF and Take-Home Pay Explained
Key Points A 20% increase in your annual Cost to Company (CTC) does not equal a 20% increase in your monthly …
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