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Articles
Written by Snehil
Financial guides and detailed articles written by Snehil.
PPF vs Mutual Fund SIP: 15-Year Returns, Wealth and Tax Comparison Explained
Key Points Investing the maximum limit of ₹12,500 per month (₹1.5 Lakh/year) in a Public Provident Fund (PPF) for 15 years yields a guaranteed, tax-free maturity value o…
Home Loan Prepayment vs. Mutual Fund SIP: Which Is Better for Indian Borrowers?
Key Points Prepaying an 8.5% home loan delivers a guaranteed, risk-free post-tax return equal to your borrowing rate, while an equity mutual fund SIP offers an expected …
CTC vs In-Hand Salary: What's the Difference and How Is It Calculated?
Key Points Cost to Company (CTC) is the total annual expenditure an employer spends on an employee, including direct pay, retiral benefits, and insurance provisions. Gro…