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Home Loan Prepayment vs. Mutual Fund SIP: Which Is Better for Indian Borrowers?
Key Points Prepaying an 8.5% home loan delivers a guaranteed, risk-free post-tax return equal to your borrowing rate, while an equity mutual fund SIP offers an expected …
CTC vs In-Hand Salary: What's the Difference and How Is It Calculated?
Key Points Cost to Company (CTC) is the total annual expenditure an employer spends on an employee, including direct pay, retiral benefits, and insurance provisions. Gro…
How Much Does an RBI Repo Rate Change Affect Home Loan EMI and Tenure?
Key Points All floating-rate retail home loans sanctioned by Indian commercial banks since October 2019 are linked to the RBI's repo rate via the Repo-Linked Lending…