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₹40 Lakh Home Loan EMI for 20 Years at 8.5% Interest: Monthly Repayment, Total Interest and Prepayment Strategies
Key Points A ₹40 Lakh home loan at an 8.5% interest rate for a 20-year tenure requires an Equated Monthly Installment (EMI) of approximately ₹34,713. Over the full 20-ye…
Old vs New Tax Regime: Which Is Better for Your Salary Bracket in 2026? Complete Breakeven Analysis
Key Points Under the revised New Tax Regime (the default regime for FY 2025–26 / AY 2026–27), salaried employees pay zero income tax on taxable incomes up to ₹12 Lakhs...
PPF vs Mutual Fund SIP: 15-Year Returns, Wealth and Tax Comparison Explained
Key Points Investing the maximum limit of ₹12,500 per month (₹1.5 Lakh/year) in a Public Provident Fund (PPF) for 15 years yields a guaranteed, tax-free maturity value o…